TERMS OF SERVICE

1. Agreement

By downloading or using Swipe, you agree to these terms. Swipe is a financial platform, not a bank. Funds are held in pooled accounts at regulated Grenadian financial institutions.

2. Identity Verification

To use Swipe features like "Bank Link" and "Higher Limits," you must verify your identity by providing a valid Grenadian Passport or National ID. We reserve the right to close accounts that cannot be verified.

3. Peer-to-Peer Transactions

Transactions between Swipe users are instant. Once money is sent, it cannot be reversed by Swipe unless the recipient agrees to refund it. Always double-check the $CashTag before sending.

4. Loading Funds

When you transfer funds from your bank to Swipe, you must use the correct unique reference code provided in the app. Swipe is not responsible for lost funds due to incorrect reference codes.